Wednesday, October 30, 2019

Eating Disorder PTSD Essay Example | Topics and Well Written Essays - 500 words

Eating Disorder PTSD - Essay Example The greatest differences were found between sexual traumatizations and non-sexual traumatizations and individuals who had experienced both child sexual abuse and rape in adulthood were found to most likely display an ED-related psychopathology. Women who had been sexually assaulted were significantly more likely to report an ED compared to women who had not been assaulted. Sexual abuse hence, is an important predictor of bulimia nervosa and other bulimic disorders and based upon an 18-year prospective and longitudinal study, this implies that traumatizations, especially sexual traumatizations may augment the risk of ED development. Through recent studies, psychotherapists had been able to diagnose PTSD in only one case of the anorexic and in three cases of the bulimics patients, indicating as well that PTSD is less pronounced in routine clinical practice and further inquiry on the possibility of traumatic events to have occurred in ED patients is suggested. Since many patients are no t comfortable revealing major traumatizations during the initial stages of therapy, evaluation of trauma during therapy is encouraged to progress with sufficient time. While ED patients have scarcely been found to experience somatization, ED patients with PTSD exhibited more somatization symptoms than patients without PTSD.

Monday, October 28, 2019

Does the UN hold relevance in today’s world Essay Example for Free

Does the UN hold relevance in today’s world Essay After the failure of League of Nations, the necessity of an international organization of wider character was felt. This need was fulfilled with the creation of UN in 1945. It had the responsibility to maintain international peace and promote cooperation in solving international economic, social and humanitarian problems. The UN has completed fifty seven years and apparently seems to be more assertive, confident and visible, both in its approach and actions. The recent manifestations of this confidence have been its interventions in Kuwait, Somalia, Angola, Rwanda, Zaire and Afghanistan Apart from few highlights the UN has always been in question for its power to handle the disturbing issues around the world. The founders of the UN had envisaged that the organization would act to prevent conflicts between nations and make future wars impossible, however the outbreak of the Cold War made peacekeeping agreements extremely difficult because of the division of the world into hostile camps. The UN has also drawn criticism for perceived failures. In many cases, member states have shown reluctance to achieve or enforce Security Council resolutions, an issue that stems from the UNs intergovernmental nature—seen by some as simply an association of 192 member states who must reach consensus, not an independent organization Looking at the past it can be said that UN has failed in serious issues but nevertheless it has made progress toward world cooperation and has adapted to changing circumstances that were not dreamed of by its founders.

Saturday, October 26, 2019

Violence in Charlotte Brontes Jane Eyre :: Jane Eyre Essays

Violence in Jane Eyre    Charlotte Bronte uses violence in several scenes throughout the novel. The violence in the novel is not fatal to anyone, it is just used to catch the readers eye. This novel consists of many emotional aspects. For example, the violence in the scene where Mr. Mason gets attacked. The attack really upsets Jane and Mr. Rochester. In the novel Jane Eyre Charlotte Bronte uses several acts of violence to create suspense, mystery, and characterization.    This scene is probably the best one to create the suspense of the novel. It keeps a person interested in the book and wanting to know what happens next. There is no way of knowing why this happened, who does it, or if Mr. Mason is going to live or die. That is why Charlotte Bronte used violence   to create this kind of suspense. So a person would be interested enough in the novel to keep reading. The mystery is a mystery itself, there is a secret at Thornfield and Jane can sense this. Then there is the mystery of the person who committed this act of violence. Jane suspects who it might be, but she is not for sure. To find out the mystery of the house and the person who did it a person has to solve it. Finally, there is the characterization of Bertha. From the way Rochester talks about Bertha at first she seems pretty normal, but he says how she become after they get married. She turned into someone he did not know, a crazy psychopath, mad woman. Rochester wanted to hide this from e veryone even Jane, Bertha cares for no one but herself. She does not care who she hurts, she proved this when she hurt Mr.

Thursday, October 24, 2019

Business Ethics :: GCSE Business Marketing Coursework

Businesses have power through their ability to spend vast amounts of money. They have the ability to enhance or change situations that the common individual does not. As organizations affect many people, they have obligations to their employees, consumers, community and the world. They have a responsibility to conduct business in a way that is not harmful and which positively benefits as many people as possible and themselves. Although this sounds simple, it is "easier said than done!" as there will always be a conflict of interest between various groups of people. Any decisions made by businesses need to be made with an informed awareness of the specific situation and then act according to some sort of system of principals which is Business Ethics. What is Business Ethics? Business ethics is exactly the same as normal ethics, and that is knowing what is right or wrong, and learning what is right and what is wrong in a business environment. Then doing the right thing, but "the right thing" is not as straightforward as explained in many business ethics books. Most ethical dilemmas in the workplace are not simply a matter of "Should she steal from him?" or "Should he lie to his boss?" Businesses cannot function without ethics, why? Society dictates a set of rules and conformities and seeing as all businesses strive after common goals it means that these goals can only be achieved on the basis of standards, values and morals in society. It can be assumed that business life has to be called 'moral' as well. As in society, standards and values are spontaneously formed once people come that's when morals come into effect, and when businesses decide on implicit or explicit ways to achieve certain goals and then are agreed on. Businesses in general are working on the basis of an ethics that settles different interests. The standards and values within companies can be characterized as mutual respect. In this respect it is in everyone's interest, and is considering people as an end in themselves, not as a means, reciprocity and fairness. This ethics is passed down and filtered to a group of stakeholders who have an interest in the company. These parties usually are: personnel, customers, suppliers, subcontractors, shareholders, society and those who speak on behalf of the environment and future generations. Many ethicists say there's always a right thing to do based on moral principle, and others believe the right thing to do depends on the situation, ultimately it's up to the individual on w hat they do and on what they believe to be the "right" thing is.

Wednesday, October 23, 2019

7-Eleven Company Essay

The Opportunities: Like many others companies, 7-Eleven also has lot of opportunities. The opportunity in this company is fresh food provided. Every morning, fresh meal will be available at 7-Eleven store for people to take away and get a quick breakfast. (Paradise, 2014) Next, the appearance of freebies and discounts is also opportunity in this company. Discounts are gives depends on what its business partners offer. Sometimes when it comes to certain seasons, 7-Eleven will has it own attraction as it is giving out freebies to customer when they purchase certain amount. It is because the new trend is increasing among the customers that they like freebies and discounts. Even it is not what they need it or whether they want to use these freebies after, they still want to have it. (Paradise, 2014) Besides, the opportunity in this company is not many convenient stores open 24 hours a day and 7 days a week. Therefore, 7-Eleven is one of the store that people can stop by in the middle of the night only to g et whatever they need. (Paradise, 2014) COMPETITOR ANALYSIS: 99 Speedmart 7-Eleven KK Mart Number of outlets nationwide450 Outlets nationwide1,497 Outlets nationwide62 Outlets nationwide Operating hours10 a.m. – 10 p.m.24 Hours 24 Hours   Products availableGroceries & freshmartGroceries, fresh foods, ATM and photocopying services.Groceries, fresh foods, ATM and photocopying services. Benefits to customerTrolley providedPoints by business partnersNone Freebies and DiscountNoneFreebies based on seasons & Discount depends on business partnersNone 99 Speedmart is a rapid growing convenient store chain which was founded in 1987 by Mr. Lee Thiam Wah who is the director of the company itself. More than 450 outlets nationwide, 99 Speedmart keep expanding the business and  also struggling to be top in the market. 99 Speedmart also provides same product like 7-Eleven only without services like ATM machine and also bills payment. 99 Speedmart provides trolley services for its customers. (99 Speedmart, 2014) While another competitor is KK Mart which is under KK Group founded in year 2001, comes with the desire of becoming a household name throughout Malaysia and beyond the shores. Founded by Dato’ Dr Chai Kee Kan also known as KK Chai, KK Mart has over 62 outlets nationwide and keeps expanding. KK Mart also operates 24 hours everyday which make it a good competitor to 7-Eleven. (KK Group, 2014) From the table above, we can compare how good is each of the convenient store. 7-Eleven is considered as the best and stronger convenient store company in the market. 7-Eleven has the most outlets nationwide which makes it is the easiest to find by customers anywhere they are. Besides 7-Eleven operates 24 hours which in case of emergency it can be very useful to customers. Futhermore, 7-Eleven sells products and even services which make it has lot of variety to customers. Even when customers purchase products at 7-Eleven, they can get points when they are the member of 7-Eleven’s business partners. Lastly, 7-Eleven do provides discounts and freebies based on offerings and seasons. MARKETING MIX: †¢Marketing mix means focus on the product, pricing, placement, promotion, people, process and physical evidence. †¢Marketing strategies consist customer orientation, input, and accessibility in the struggle to the be the leader of the market. †¢After the business manage to find the key factor, analyzed the market, target segment and understanding the demands, every business or every company needs to come up with formula to accelerate the growth and progress of the company. †¢For which 7-Eleven uses 7P’s of marketing mix such as: – Product – Price – Place – Promotion – People – Process – Physical Evidence Product Strategies: Every day, products available only at 7-Eleven ® bring millions of loyal customers through franchisees’ doors. A leader in bringing fresh items into the convenience space, 7-Eleven delivers fresh sandwiches, salads, fruits and pastries daily. 7-Eleven also has a full line of 7-Select ® private label products, which offer customers food items they love at low everyday prices. And of course, no one can forget about 7-Eleven’s legendary, iconic products, like the Slurpee ® drink, Big Gulp ® drink and famous coffee. When buying products, 7-Eleven aims to be the first to have great new items, get the best products in the category, be the only retailer to carry certain products 7-Eleven has new item introductions weekly, and continuously reinvests in product development. Vast Buying Power, Great Margins 7-Eleven buys for more than 6,700 stores in the U.S. alone. This buying power helps 7-Eleven negotiate favorable pricing and terms that let franchisees offer products to customers at great prices while retaining maximum profit margins. ( franchise.7-eleven.com,2014) Pricing Strategies: Convenient stores compete with each other in coffee price, fountain drinks price, and other private-owned products price. Prices for items that the stores buy from vendors are not significantly different. Due to it is the top company, 7-eleven prices its private label products relatively high compare to other convenient stores. In addition, the company has the potential to set high price for the items that other convenient stores do not carry. (klse.i3investor.2014) Placement Strategies: 7-Eleven pioneered the convenience store in 1927 at Southland Ice Company in Dallas, Texas. In 1954, the company opened a store outside of the state of Texas. 7-Eleven then expanded internationally when it opened stores in Mexico in 1971. In the same year, the company targeted England and Scotland as its first entry in European market. Three years later, 7-Eleven opened the first store in Japan. Then after years of growing its stores internationally, 7-Eleven international open its 25,000th store in 2006. In 2009, 7-Eleven has more than 35,000 stores in at least 18 countries worldwide, with its largest market in Japan, the United States, Canada, Philippines, Hong Kong, Taiwan, and Thailand (businesstoday, 2014) Promotion Strategy: Recently, 7-Eleven started to add a bonus for everyone entering the 7-Eleven Day instant win game on the Slurpee website. After entering the instant win game, they will receive a code and website link to urchase $7.11 lawn tickets for concerts at select Live Nation venues across the country. In addition, 7-Eleven made collectible slurpee cups and slurpee straws featuring Domo & quot the fuzzy brown creature with a trademark enigmatic open-mouth expression that is taking 7-Eleven store by storm this fall & quot. 7-elevent also Domo-nized its food and beverages, such as the Big Bite and hot dog. Energy drink. CEO Rich Collins of Big Tent Entertainment, the marketing and licensing company for Domo, cmmented & quot because Domo has such a hugely devoted, cult-like following among kids, teens and young adults, we believe he’s a perfect match for 7-Eleven and its iconic Slurpee brand & quot (afrbiz.2014). People Strategy: People are an essential ingredient in service provision; recruiting and training the right staff is required to create a competitive advantage. Customers make judgments about service provision and delivery based on the people representing your organisation. This is because people are one of the few elements of the service that customers can see and interact with. The praise received by the volunteers (games makers) for the London 2012  Olympics and Paralympics demonstrates the powerful effect people can create during service delivery. Staff require appropriate interpersonal skills, aptititude, and service knowledge in order to deliver a quality service. In the UK many organisations apply for the â€Å"Investors in People† Accreditation to demonstrate that they train their staff to prescribed standards and best practices. http://www.learnmarketing.net/servicemarketingmix.htm Process Strategy: Because of the 7-Eleven franchise cost, many small business owners need to look for help with funding. Many companies don’t offer financing. Instead, they may recommend a company already familiar with its business practices to help you gain the financing you need to initiate your franchise application. This company does offer new franchise owners financing up to 65 percent. This financing covers only the initial franchise fee. As you complete your independent research, you’ll be able to determine if the 7-Eleven franchise cost is worth the risk. Meet with your personal financial adviser to see if you’re financially able to make this large of an investment. Once you start the application process, it doesn’t take long before your store will be up and running. In fact, the company says it can take less than 120 days to move through the nine-step application process. (business.answer.2014) Physical Evidence Strategy: Physical evidence is about where the service is being delivered from. It is particularly relevant to retailers operating out of shops. This element of the marketing mix will distinguish a company from its competitors. Physical evidence can be used to charge a premium price for a service and establish a positive experience. For example all hotels provide a bed to sleep on but one of the things affecting the price charged, is the condition of the room (physical evidence) holding the bed. Customers will make judgments about the organisation based on the physical evidence. For example if you walk into a restaurant you expect a clean and friendly environment, if the restaurant is smelly or dirty, customers are likely to walk out. This is before they have even received the service. http://www.learnmarketing.net/servicemarketingmix.htm CONCLUSION: Marketing strategies applied by 7-Eleven clearly gives the all the information that is necessary for the growth and development of a business The strategies that are implemented by 7-Eleven consist many basic essentials features like innovative ideas, market research, customers views, forecasting consumers demand, organizing and planning. In this modern world, the demand for goods such as groceries are increasing at an alarming rate because it is a daily needs products that customers will always buy and buy everyday. Most of the companies carry different types of marketing strategies in order to serve their customers in a more efficient and better ways than their competitors as they want their business to be stable in the market and can survive for such a long term. Reference Available at: http://www.7eleven.com.my/html/default.aspx?ID=2&PID=12 [Accessed 17 September2014]. Available at: http://www.99speedmart.com.my/history.htm [Accessed 17 September 2014]. Available at: http://kkgroup.my/KKGroup/ [Accessed 18 September 2014]. Available at: http://www.managementparadise.com/forums/principles-management-p-o-m/208076-swot-analysis-7-eleven.html [Accessed 20 September 2014]. Available at: http://franchise.7-eleven.com/franchise/product-strategy [Accessed 21September 2014] Available at: http://klse.i3investor.com/blogs/ipo/52090.jsp [Accessed 22 September 2014] Available at: http://businesstoday.intoday.in/story/london-business-school-case-study-on-7-eleven/1/194769.html [Accessed 22 September 2014] Available at: http://www.afrbiz.com.au/case-studies/7-eleven-revitalising-the-slurpee-brand/Page-6.html [Accessed 22 September 2014] Available at: http://business.answers.com/franchise/exploring-the-7-eleven-franchise-process [Accessed 22 September 2014]

Tuesday, October 22, 2019

Course Outline Faculty of Science and Technology Essay Example

Course Outline Faculty of Science and Technology Essay Example Course Outline Faculty of Science and Technology Essay Course Outline Faculty of Science and Technology Essay This class is designed to supply techniques and cognition for making competitory concern. pull offing planetary or local corporations. adding concern value and supplying utile merchandise and services to intended clients. Subjects include: Enterprise Applications. Systems for Supply Chain Management. Customer Relationship Management. Knowledge Management Systems. Digital Integration. Internet Technology. Database – Design and Implement in an bing Database Management System. COURSE OBJECTIVES: Upon successful completion of this class. pupils will be able to: 1. 1. 1 Knowledge a. b. c. d. e. f. g. h. i. j. k. l. m. Describe the function of information systems in today’s competitory concern environment Explain information systems from both proficient and concern position Examine the transforming consequence of information systems on organisations and direction Explain the impact of cyberspace engineering and the World Wide Web on the Digital house Describe the functions of persons in the concern procedure Describe the types of concern constructions and how they function and serve patronages. Explain the importance of effectual troughs and the functions they play in the concern success and the development of advanced services and merchandises Identify the impact. usefulness and benefit afforded concerns through electronic commercialism Examine privateness issues and the ways in which to procure a concern and its stakeholders from privateness misdemeanors. Identify menaces of invasion and other signifiers of system misdemeanor that exists through external beginnings such as viruses. Describe salient differences between direction and information engineering specializers and how these differences are mitigated. Explain the assorted degrees of direction and the alone systems and constructions that are critical to these degrees Explain the Rationale for developing and keeping systems which are dependable. scalable. portable and secure.

Monday, October 21, 2019

Get a Certified Copy of Your Birth Certificate

Get a Certified Copy of Your Birth Certificate A certified copy of an original birth certificate is becoming increasingly important as a required form of identification. A certified birth certificate copy is required for getting a US passport and when applying for Social Security benefits. It is also  considered valid proof of US citizenship by federal, state and local government agencies. A birth certificate may be required when applying for some jobs and may, in the future, be required when getting or renewing a drivers license. Best to Get a 'Certified' Copy of Your Birth Certificate In most cases, a simple photocopy of your original birth certificate will not be considered as a sufficient form of identification. Instead, you will be required to have a certified copy of your birth certificate issued by the state in which your birth was recorded.   A certified copy of a birth certificate has an official state registrars raised, embossed, impressed or multicolored seal, registrars signature, and the date the certificate was filed with the registrars office, which must be within one year of the persons date of birth. NOTE: A certified  copy of the applicant’s birth certificate is required when applying for the Transportation Safety Administration’s (TSA) popular  PreCheck  program, which allows members to pass through the security lines at more than 180 airports without needing to remove their shoes, laptops, liquids, belts, and light jackets. The importance of having a certified copy of your birth certificate should never be understated. Indeed, in the United States, it is considered the Holy Grail of proof of identity. Certified copies of birth certificates are one of the four vital records (birth, death, marriage, and divorce) that can be used to prove U.S. citizenship. How to Get a Certified Birth Certificate The federal government does not provide copies of birth certificates, marriage licenses, divorce decrees, death certificates, or any other personal vital records. Copies of birth certificates and other personal vital records can only be obtained from the state or US possession where the documents were originally filed. Most states provide a centralized source from which birth certificates and other vital records can be ordered. Each state and US possession  will have its own set of rules and fees for ordering certified birth certificates on other vital records. Rules, ordering instructions and fees for all 50 states, the District of Columbia and all US possessions can be found on the Where to Write for Vital Records web page, helpfully maintained by the US Centers for Disease Control. Do Not Order the 'Abstract' Version When ordering, be aware that shortened (abstract) versions of birth certificates offered by some states may not be acceptable when applying for a US passport, drivers license, Social Security benefits or many other purposes. Be sure to order only the full, certified copy of the original birth certificate bearing the registrars raised, embossed, impressed or multicolored seal, registrars signature, and the date the certificate was filed with the registrars office. If You Need to Replace Your Original Birth Certificate In some cases, you may need to replace your original birth certificate. Find the website of the vital records office in the state where you were born and follow their walk in, write in, or online application instructions. You will probably need a state-issued form of photo ID, like driver’s license. If you don’t have a state-issued photo ID, call and see what options may be available. One solution some states offer is to have your mother or father whose name is on the birth certificate submit a notarized letter with a copy of their photo ID for the request.

Sunday, October 20, 2019

Topics In Gifted Intelligence essays

Topics In Gifted Intelligence essays I found Dr. Webbs discussion of left-brain and right-brain characteristics very interesting. Especially when taken into account with how gifted children are identified. Teachers, group test scores, and grades often identify gifted children. However, many gifted children arent identified in school because they dont seem to fit into the smart kid ideal. Left-brained children are more likely to be identified as gifted because they are planned and structured, solve problems logically and sequentially, and do well on multiple-choice tests. Right-brained students are fluid and spontaneous, solve problems creatively, and prefer open-ended questions. Teachers are more likely to nominate the children that pay attention in class and do well on tests and homework. Since left-brained children often seem to be daydreaming, dont do well on certain tests, and are often disorganized and forget about their homework, they are often overlooked. Another interesting topic in the lecture was async hronous development. Dr. Beljan explained it quite interestingly with his poker analogy. If a child was playing poker and he got a good hand, he will usually smile and give away that he has a good hand, even though his brain may be telling him to stay cool. Common skills that lag behind in development are fine motor skills meaning that the child has trouble with writing, numbers, and pencil grip, and gross motor skills which may cause the child to be clumsy, fall a lot, and do poorly in sports. Asynchronous development can also cause pressured speech, hyper sensitive reactions to stimuli, low frustration to tolerance, and an inability to execute what the minds eye sees. ...

Saturday, October 19, 2019

The Cubist Movement and Les Demoiselles dAvignon Essay

The Cubist Movement and Les Demoiselles dAvignon - Essay Example The essay "The Cubist Movement and Les Demoiselles d’Avignon" investigates the role of Pablo Picasso in the context of cubism. His focus on emotions was a reaction to the perfectionism of the photograph and the machine age and a justification for the continuation of the art of painting as an art form. The approach they took was to portray the realism of the subject by breaking the established rules of art in order to explore images or reflections of pure emotion. Lyotard describes this process as an attempt â€Å"to make visible that there is something which can be conceived and which can neither be seen nor made visible†. This â€Å"something that can be conceived but not seen nor made visible† is often referred to as the sublime, a quality of transcendent greatness â€Å"with which nothing else can be compared and which is beyond all possibility of calculation, measurement or imitation†. The presence of this sublime element, then, inspires the imaginatio n in a specific direction based on which elements remain visible or understandable. Its significance is in the way in which it brings attention to the uncertainty of meaning inherent in the work, such that no resolution makes itself apparent and the viewer is forced to come to an understanding of his or her own. This establishes a communication between the art, the artist and the viewer that goes beyond the image on the canvas and remains individual for each viewer. For artists of the Modernism, to achieve this sublime element meant to throw away the training.

Friday, October 18, 2019

A SWOT Analysis of the Bird Company Essay Example | Topics and Well Written Essays - 1500 words

A SWOT Analysis of the Bird Company - Essay Example New entrants in the motor vehicle industry have changed the game with the tide swinging to the newcomers who enter with new vehicle designs and modern technology features. The company management blamed the current decline in sales to increasing competition and client prevalence for more comfort while preferring to pay less for the vehicles. In addition, high fuel prices and environmental concerns have driven clients to prefer vehicles that consume less fuel while emitting fewer exhaust fumes. While addressing the lost market share, management has held a number of meetings of which the resolution’s implementation started immediately. Some of the factors the management identified in relation to the operation include the following; High quality: Bird boasts of manufacturing high-quality vehicles that many buyers prefer. The vehicles have low breakdown rates with the heaviness contributing to stability. In addition, the cars can move at high speeds with a large angle of tilt. Cheap prices: Bird vehicles are manufactured with the low-end customers’ budget in mind. The vehicles have standard features but go for a relatively cheap price. As a result, the vehicles compete favorably with other brands in the market. Supportive to CSR: Bird Company believes in giving back to the society as a way of creating awareness on various matters. The company has been active in planting trees and among other conservation measures meant to create clean environments. Experience: Having stayed in the industry for a long time, the company has known how to react to customer requests by modifying specific parts that could increase the vehicle value. The company has invested in research and innovation with aims of remaining relevant while beating the competition. Dominance: Bird is the leading supplier of sedan cars in the world with a significant market share of 30%.

Successful Approach to Development of Korea and Japan Term Paper

Successful Approach to Development of Korea and Japan - Term Paper Example The paper will generally concentrate on how the two countries; Japan and Korea are similar in their development and how they differ too. Korea has experienced late industrialization as compared to Japan. This is so because it was colonized by Japan from 1910 to 1945. The economic development was definitely influenced by Japan as they left them with some knowledge on how to carry out specific economic development methods. Many scholars and policy makers have seen the need to study Korea and Japan but their main focus is on the economic side only. This is to find out how the two giant economies have managed to grow rapidly over the years. The colonial rule by the Japanese was a great influence on the labor structure of Korea despite all other economic factors. Japan passed on to Korea skilled labor. The importance of skilled labor in uplifting the economic status of a country comes in when there is proper utilization of raw materials thus increase in the rate of production. This simply means that there will be no wastage of raw materials as the human resources know how to carry out specific activities while using the r aw materials. More so, because of specialization and perfect knowledge of a particular activity, an individual increases his or her number of goods produced. This meets the demand of the specific good or service by the general public. Moreover, there is always an addition for exporting (Alice, chapter 1 and 13). In addition, the Onada Cement plant of Japan had put up five branches in Korea and ten in Japan. The study of the workers in this palnt revealed that they were very skilled and this led to the province of South Pyongyang being one of the richest in Korea. Though Koreans were experiencing oppression by the Japanese due to colonization, they did gain modernity as Japan introduced them to new industrial methods. Japan had found cheap labor in Korea while they were colonizing

Thursday, October 17, 2019

Rewrite and clarification of problem statement and Lit review Essay

Rewrite and clarification of problem statement and Lit review - Essay Example Social support is commonly employed as a means to pacify the tense individuals. Social support plays an important role in solving marital problems and has provided greatly improved the marital satisfaction among couples conventionally. Social support is very important tool for dealing with marital problems and often leads to positive outcomes. It is deemed good for the sustainability of marriage as well as the psychological wellbeing of the whole family (Cummings, 1998, p. 78). Owing to the noticeable usability of social support in sustaining a marriage, there has been blossoming interest in studying the role of social support in safeguarding marriages from potentially pathogenic effects of marital problems (Verhofstadt et al, 2005, p. 23). People even seek counseling when there is no proper need for it. However, it is a useful practice. One does not have to get extremely distressed in order to seek help (Goodman, 1999, p. 342). â€Å"Marriage  counseling  is a type of relations hip therapy that focuses on building and maintaining a strong, healthy marriage† (Foster, 2011). Social support providers have developed counseling programs to suit the needs of elderly couples who conventionally remain out of the focus. However, elderly couples feel much more reluctant than young couples to seek social support in order to improve their marital relationship. In context of this matter, factors that may influence the alliance of the elderly people with the social support provider become concerns of prime importance. In order for the marriage counselor to gain a firm understanding of the underlying issues causing trouble in the marital relationship of the client, he/she needs to know about various matters related to the married life of the client. It is a must for the marriage counselor to develop a certain level of intimacy with the couple so that the job can be done appropriately. It is highly unlikely for a client to make a collaborative relationship with a co unselor without the existence of trust between the two (Sheth and Sobel, 2000, p. 4). One way in which their reluctance can be overcome is by developing marital counseling programs particularly to suit the needs of elderly people. There are several factors that play a decisive role in determining the level of intimacy between the client and the marriage counselor. Such factors include but are not limited to the age, sex, race, language and culture of both the client and the marriage counselor. Culture that the client and the counselor mutually share directs adequate need-based practices and behaviors (Oladipo and Balogun, 2010, p. 5). Physical attributes influence the formation of initial impressions between strangers (Newcomb et al., 1965). According to Beutler et al. (1986), the chronological age greatly impacts the initial impressions that clients form of counselors. Because of their limited experience, many young counselors have little to no experience of interaction with an old client. The very lack of experience on the part of young counselors limits their comfort or interest in dealing with the old people (San, 2011). It is quite likely for an old client to be skeptical about the eligibility of a young marriage counselor in helping him improve his marital relationship with his spouse. Several theories provide the hypothesis about the views of old clients in need of

Maritime Commerce Essay Example | Topics and Well Written Essays - 2750 words

Maritime Commerce - Essay Example The late 17th century saw the entrenchment of the United Kingdom as the supreme master of the world seas. Specifically by 1880, UK had proudly showcased the world's largest naval and mercantile fleets as well as the biggest overseas empire the world has ever seen since Alexander the Great (Killingray 2004, p. 1). The Industrial Revolution and the expanding slave trade necessitated an increased exportation of manufactured goods. Outside UK, the rest of the world was flung in a global system of expanding commerce. All of these necessitated navigation laws, maritime trade laws and international conflict of laws to settle the increasing strife and contentions between the parties to maritime trade i.e. the common carriers , the shippers and the consignees who most of the time represented buyers or importers of products. Today, maritime trade has been complicated with the maritime transportation of hazardous cargoes that brings about degradation in the world ecological and environmental system not to mention wanton destruction, ruin and loss of lives. With the onset of g

Wednesday, October 16, 2019

Rewrite and clarification of problem statement and Lit review Essay

Rewrite and clarification of problem statement and Lit review - Essay Example Social support is commonly employed as a means to pacify the tense individuals. Social support plays an important role in solving marital problems and has provided greatly improved the marital satisfaction among couples conventionally. Social support is very important tool for dealing with marital problems and often leads to positive outcomes. It is deemed good for the sustainability of marriage as well as the psychological wellbeing of the whole family (Cummings, 1998, p. 78). Owing to the noticeable usability of social support in sustaining a marriage, there has been blossoming interest in studying the role of social support in safeguarding marriages from potentially pathogenic effects of marital problems (Verhofstadt et al, 2005, p. 23). People even seek counseling when there is no proper need for it. However, it is a useful practice. One does not have to get extremely distressed in order to seek help (Goodman, 1999, p. 342). â€Å"Marriage  counseling  is a type of relations hip therapy that focuses on building and maintaining a strong, healthy marriage† (Foster, 2011). Social support providers have developed counseling programs to suit the needs of elderly couples who conventionally remain out of the focus. However, elderly couples feel much more reluctant than young couples to seek social support in order to improve their marital relationship. In context of this matter, factors that may influence the alliance of the elderly people with the social support provider become concerns of prime importance. In order for the marriage counselor to gain a firm understanding of the underlying issues causing trouble in the marital relationship of the client, he/she needs to know about various matters related to the married life of the client. It is a must for the marriage counselor to develop a certain level of intimacy with the couple so that the job can be done appropriately. It is highly unlikely for a client to make a collaborative relationship with a co unselor without the existence of trust between the two (Sheth and Sobel, 2000, p. 4). One way in which their reluctance can be overcome is by developing marital counseling programs particularly to suit the needs of elderly people. There are several factors that play a decisive role in determining the level of intimacy between the client and the marriage counselor. Such factors include but are not limited to the age, sex, race, language and culture of both the client and the marriage counselor. Culture that the client and the counselor mutually share directs adequate need-based practices and behaviors (Oladipo and Balogun, 2010, p. 5). Physical attributes influence the formation of initial impressions between strangers (Newcomb et al., 1965). According to Beutler et al. (1986), the chronological age greatly impacts the initial impressions that clients form of counselors. Because of their limited experience, many young counselors have little to no experience of interaction with an old client. The very lack of experience on the part of young counselors limits their comfort or interest in dealing with the old people (San, 2011). It is quite likely for an old client to be skeptical about the eligibility of a young marriage counselor in helping him improve his marital relationship with his spouse. Several theories provide the hypothesis about the views of old clients in need of

Tuesday, October 15, 2019

Ethics of Artificial Intelligence & Machine Learning Research Paper

Ethics of Artificial Intelligence & Machine Learning - Research Paper Example These include aspects relating to safety of real human beings such that they will not pose risks and moral status of the devised machines in reasoning well as expected of person undertaking a given certain task (Bostrom, & Yudkowsky, 2011). In this case, Artificial Intelligence (AI) especially in the field of machines focuses on imparting devices relevant ethical principles or a certain procedures that will enable them discover as well as resolve dilemmas, which they might experience while undertaking their respective tasks. Hence, making them behave or function ethically with the aid of their complex programmed decision-making processes. This study seeks to analyze and present an in deep understanding, comparing of artificial intelligence in the field of machine learning and highlighting certain philosophical implications mostly used relating to human conduct, for instance, morals. Artificial general Intelligence Currently, machines owing to their complex advancements over years hav e resulted to tackling varied and even intricate tasks challenging to human beings. However, this breakthrough has not prompted professionals especially in the field of machines rest but even work more to rectify significant shortcomings evident in robots and similar devices (Bostrom, & Yudkowsky, 2011). ... This is because of their limited inherent Classical artificial intelligence whereby in their quest to equal humanity ought to embrace varied networks integrated in them (Muller, 2012). For instance, these include neural networks, universal algorithms, cognitive science, mathematical methods, emergence behavioral robotics, interactive devices besides others supposed to enhance refined capabilities (Muller, 2012). References Bostrom, N. & Yudkowsky, E. (2011). Ethics of Artificial Intelligence. Retrieved on 13Th October 2013 from Grodzinsky, F. S., Miller, K. W., & Wolf, M. J. (2008). The ethics of designing artificial agents. Ethics and Information Technology, 10(2-3), 115-121. DOI: http://dx.doi.org/10.1007/s10676-008-9163-9. Muller, V. (2012). Introduction: Philosophy and Theory of Artificial Intelligence. Minds & Machines. pp. 67-69. DOI:

A Glorious Defeat Essay Example for Free

A Glorious Defeat Essay In this book, Timothy J. Henderson examines the origins, outcomes, and modern-day consequences of the Mexican-American War (1846-1848). A Glorious Defeat is organized around two central questions: why did Mexico go to war with the United States in 1846 and why did the war go so badly for Mexico? Henderson does provide the answers to these questions, based on the reader having some knowledge of the expansionist history that the US partook in with its southern neighbors, but who are â€Å"far less certain why Mexico went to war with the United States† (xviii). Henderson provides this book to as a means to correct the current Anglo-centric literature that circulates America, in which blames Mexico for its own losses â€Å"because they were proud to the point of delusion, arrogantly overestimating their own strength† (xviii). He states that it is fair and adequate to state that neither side of the battle is to blame, when in fact stemmed from the weakness of the Mexican nation, not by the aggressive nature of the US. The fact is Mexico was not the thriving and well established US; it was a meek and frail nation. The US, after the annexation of Texas, saw Mexico with the government’s bonds to the northern states and own political standings, as a challenge that can be devoured by the victorious nation. There was also Mexico’s own acknowledgement of its nations weakness that drove the political leaders to engage in a war with an obvious superior nation, in attempts to gain power and defend its honor. War with the United States gave Mexican leaders the opportunity to â€Å"indulge in the illusion† that the nation was not rent by economic, ethnic, and geographic divisions, but was insteadâ€Å" resolute and united against a foreign foe† (191). Henderson attempts to â€Å"understand Mexico’s weakness and how that weakness helped land it in a war with the United States,† relying heavily on evidence of Mexico’s disadvantages in comparison to the vitality and abundance of the United States (xix). In order to demonstrate the historical, demographic, and geographic weaknesses that hindered the Mexican nation from the beginning, Henderson contrasts the Mexican and US colonial legacies, ethnic compositions, routes to independence, and geographic landscapes. This methodology allows Henderson to move through complex histories at a fast, easy clip, while staying faithful to his organizing principles of Mexico’s inherent weaknesses and the United States’ inescapable victory. His explanation on the geographic landscape demonstrates the complications that Mexico faced with chasms and volcanic mountains and lack of natural features, such as rivers, to provide an easy transit. He also brings the similarities of the colonial connections between Mexico and the US. Yet due to Spain’s â€Å"medieval† influence empowered a Mexican elite who â€Å"clung† to the traditional rights, inherited privileges, and material inequalities that they believed were established by God and the church (4-5). The US, in contrast, was formed and led by men steeped in the theories of the Enlightenment and who favored reason, progress, change, individualism, merit, equality, and a just social contract. While literacy in the US grew and advanced improved the nation and brought them together, Mexico fought the boundaries of both class and race. â€Å"In Mexico there is not, nor is there a possibility of developing, a national spirit, because there is no nation† (12). The Indians in the United States, however, were â€Å"too scattered, weak, and unorganized to put up successful resistance, leaving them vulnerable to ruthlessly efficient extermination or relocation at the hands of whites† (5). With the Mexican mind set being the most present figure within this book, Henderson makes a psychological impact by describing the founders of the US republic as being â€Å"enlightened,† â€Å"liberal,’ and vigorous† and their politics â€Å"assertive† and â€Å"robust† (5, 12) with respect to the expansionist ideals. Where as Mexico and Mexicans are described in another light with references to a holocaust and â€Å"violent and traumatic.† Spaniards were â€Å"brutal and callous,† and Spanish law a â€Å"chaotic jumble† (7, 10, 13). As Henderson weaves the imagery of a very defenseless nation and the precognition of defeat and lose for Mexico, the political spectrum is placed into sight as he examines the encounter with Hidalgo and states the indigenous people were â€Å"indulg[ing] themselves in an orgy of looting, pillaging, murder and mutilation,’ forcing he stance towards independent Creoles like Hidalgo to â€Å"gaze into the maw of barbarism† (20). The images placed forth are very descriptive to create a savage stance, one based on no type of foundation to rely on and lack of morals to guide in the past events. It is no surprise to know how the Mexican nation was to be viewed in response to the Texas Revolution and the US invasion, but then again if there is any type of conflict even within the US, there is always going to be an altercation and one side that is left to feel threated, provoked, and aggression towards that entity. Flowing through the history, with Santa Anna leading Mexican troops against the Texas disaffiliation, the battle was fought with â€Å"vagabonds, Indians and criminals† to turn the tide in favor of Mexico, and again against the US roughly a decade later could be categorized as â€Å"ragged† (93, 106). Where is the difference in these categorizations and the gorilla tactics that the US has employed, I think the only difference is the US was more eager for battle and defense, where the Mexican nation was still in its finest hour of rejoice in figuring out the new nations formation. Many have stated Santa Anna as being a â€Å"tyrant† who you could say founded the gorilla ideology by demonstrating â€Å"brutality† and â€Å"cruelty† as he â€Å"slaughtered prisoners at the Alamo and engaged in other â€Å"butcheries† in response to the Anglo-American soldiers and settlers (92, 96, 97, 99, 101). But on the contrary, General Scott was â€Å"gifted in both the military arts and those of diplomacy† and â€Å"carefully cultivated the good will of the people† (168). Is this choice in words to further the animosity towards the US historical figures? In reading Henderson’s A Glorious Defeat, the views are as apparent as the title. You know you are expecting to encounter a novel that is from the Mexican standpoint. To sum up the entire book, Henderson himself put it exceptionally well. â€Å"Certainly it’s not hard to find examples of Mexican bluster and bellicosity, but the great irony and tragedy of the war is the fact that nearly all Mexicans in a position to make decisions realized full well that entering a war with the United States was folly and that Mexico’s loss was a foregone conclusion† (188). Doubtless to say, any novel with respect to one perspective, is going to have that bias projected upon the audience. I will mention, among this analysis of his work, I enjoyed the novel, due to usually hearing the typical US version of encounters; however, I believe this novel would have been made superior to the norm, by inviting the opposing council and having a mixed novel, kind of bringing the view o f a slave and the slave owner within the same realm. This would invite the ultimate view between both sides.

Monday, October 14, 2019

Importance Of Stakeholders In An Event Launch Tourism Essay

Importance Of Stakeholders In An Event Launch Tourism Essay This report discusses launching of a new tablet launched by apple. This is a brand new model of a tablet that can be used by anybody and it is also suitable and adopted for every user including children with leaning disabilities due to its customizable features. As a consultant working with the companys event planning team for this product launch, this report will be focusing on the process of planning this event. The process of how to get the potential customers and key stakeholders persons informed and invited to the event. And most important is for the planning process to lead to achieving the companys goals of higher sales targets and to promote the new product to the customers. To meet this, the event needs to be planned in such away that the invited guests and all potential customers gets a positive experience that promotes the image of the company and the brand being marketed. INTRODUCTION Event planning is the procedure of handling a project of this kind through arranging such as a conference, a convention, a trade fair, a team building activity, a hospitality gathering or an exhibition. The planning process includes drawing a realistic budget, drawing a timetable of every activity, choosing and reserving the event venues, obtaining permits where necessary and needed. Planning and making arrangements for food and drinks, harmonising transportation of people and items, designing a suitable theme planning for every activity. There is also need to chose and invite keynote speakers and promoters in good time and ensuring that the venue is well facilitated and equipped with a good public address system if planning for big audiences. Risk management needs to be accounted for while having some contingency plans in cases of eventualities. Event Planning consists of coordinating every little detail of planning from the speakers and meeting location to arranging for printed mat erials and advertising the event itself through chosen media. Event planning begins with determining the objective that the sponsoring organization wants to achieve. Planners strategically choose speakers, entertainment teams and activities, content, and arrange the program to present the organizations information in the most effective way. Meeting planners are responsible for selecting meeting venues, likely guests and how to get them to the meeting. (Institute of Event management, 2012) According to Fill(2005), Marketing communications is a management process through which an organisation endeavours to share its product information with its various audiences. Through understanding the audiences communications setting, organisations seek to cultivate and present messages suitable for their identified stakeholders and interest groups before evaluating and acting upon any responses. By conveying messages that are of significant value, audiences are encouraged to offer attitudinal and behavioural positive response. This Tablet being an electronic item has a potential for a very wide market. It is likely to attract attention from various individuals and groups of people who may include students, teachers, parents of children with learning disabilities, educational institutions and just the general public. OBJECTIVES OF AN EVENT PLANNING Every event planning or product launch should have its goals and objectives to form the vision because without them, your event will not have any defined vision. However, an event can have one or many goals and multiple objectives supporting the goals which are necessary to the success of the event. There should be more than one purpose for an event planning, for example this event is about launching a new product by raising sales target and also promoting the brand. The main purpose of this product launch is to put across our communication strategies either by using the push or pull strategy. The main focus strategy which will be more vital with this product is the pull strategy, by focusing more on the direct consumers than business to business consumers which is also referred to as the push strategy. PROCESS OF PLANNING AN EVENT One very essential stage in an event planning is to have a budget to guide your expenditure and it is also your responsibility as the event organiser to stay within the limits of your budget. Similarly, your also need to develop a marketing strategy which includes advertisements either through the media, internet or digital media for example, social networks and focus groups. And to coordinate the communications and promotional activities for your event as the success of your event will ultimately depend on your ability to sell the event to those attending it. (Carter L., 2007) In order to create an event to fulfil your customers objectives and be everything that they hope it will be, it is important to begin with their event vision. This is where you will be able to determine what is most important to them. Event visualization is after event objectives have been set out, should be your first starting point for planning the event. For this product, apple needs to focus on the PULL strategy as this product is most likely to directly to individual consumers. So a good part of the advertising budget for this event should be committed to digital marketing such as internet marketing, use of social websites like face book, tweeter and the like. Internet advertising through search engine optimisations, email marketing using their existing customers database, contacts and referrals would also be suitable strategies for this product. Use of mobile marketing strategies such as text messaging, ringtones, games demonstrating the product and its new and unique features would prove a success for this kind of item. The beauty of these media is that they would even lead word of mouth since the messages are targeted at the consumers directly. Another good strategy would be to target influential stakeholders and customers invitation to a well planned corporate launch event. In order to host an event that will fulfil your companys objectives and yet have appositive impact to the guests, the planners need to have a clear vision. This is where you will be able to determine what is most important and prioritise the process. Choosing a location is also a very important stage in an event planning, and it needs to be booked at a very early stage to avoid any delays or last minute disappointments. The location needs to be convenience for the visitors and there should be enough room for product display and also for visitors to have space to work around the products and demonstrate them as well. Parking should not be a problem as most of the guest will be driving to the event. Team building is very important in an event planning process; you need good staffing and a security plan. Such a plan is the glue that holds the event together. Coordinate the efforts of your staff (paid and volunteer) and vendors with the venue contact person. Include details such as when vendors arrive, where and how they unload their equipment, where they set up, and how they manage all aspects of the event. You should also address how and when they will tear down and load up to avoid costly surprises. Effective communication on-site is critical. All staff should be fluent in how to operate your communications system (such as walkie-talkies and headsets) and how to contact those responsible for emergency support. Every event needs to address security, even if it just includes hiring an off-duty police officer, working with the hotels security team, it will be worth it. Having a list of emergency phone numbers handy is also helpful. (Jodi W., 2010) Also, another essential part of such an event is to provide the guests with food and refreshments. If possible, hire a DJ to provide the visitors with music to make the environment lively and lift the spirits of the visitors. Engage your customers with conversations by contacting them face to face specially the key visitors and stakeholders. If possible equip your team members with good knowledge of the product to engage with the customers and get them to try the Tablets for themselves and not just be told about them. You could go a further step by setting up an offer price for a promotional sale of the tablet just for this launch day. This will encourage customers and stakeholders to attend, have personal experience with the product and afterwards spread word about it. It might also get many people excited to take advantage of the promotional price and boost the sales. Such an approach is deemed likely to produce positive results. According to Duncan and Moriarty (1997), there are some communications that arise from unplanned or unintended experiences and also there are planned marketing communications. IMPORTANCE OF STAKEHOLDERS IN AN EVENT LAUNCH Stakeholders include, suppliers, customers, investors and the media, they are very important in an event planning because they can be affected by the event and the event also can be affected by the type of evaluation received by the stakeholders. In order to realise the success of an event, it is important to have open communication channels among all stake holders. Since events have broader impacts on a wider public, such open communications will bring more feedback to the company. It is also important to remember that stakeholders are people with vested interests in the company and its products. They are therefore potential attendees. Stake holders add value and reputation to the success of the whole event. Moreover getting the right stakeholders to your event can create the prospect of a great evaluation for the future event planning as well. You can find out what the views and thoughts of key people and important stakeholders by engaging in face to face charts with them throughou t the event.(Robinson P. et al 2010). EVENT EVALUATION PROCESS Finally, as soon as the event is over and the guests have all gone home, while you may be eager to put your planning documents and files away and move one, right after the event is the right time to evaluate the success of your event and discuss opportunities for a better improvement in a future event planning. However, a thorough post-event evaluation ensures you will capture the important details your companys needs to improve its fundraising. A successful evaluation is also a good start for the preparations of your next event. You can get feedbacks from your guest in different ways, either by asking them about their view about the whole event or by giving them questionnaires to fill in and hand it back before living. These feedbacks from your visitors can help you evaluate the success factor of the event. Also it is very important to meet with the event committee and all your team members who were involved in the event process. Arrange a meeting with them and make sure you give them enough time for discussion getting their view and gather all vital information from them for an evaluation for a future event plan. Make sure you cover every important aspect of the event, being careful to note which topics hit nerves in a positive or negative way so you can keep the meeting upbeat. (greater giving, 2012) Conclusions In order to attract the attention of all your potential customers, planners needs to implement the best marketing strategies at their disposal and start good planning ahead of the event for success. Whether the company will choose to use the services of a marketing consultant or manage these issues on their own, its up to them provided the aims and objectives are kept in focus. All important aspects of the planning process need to be taken care of. These should include all the fine details of the whole process such as budgeting actions and steps to be implemented by particular individuals on the planning team. Once all these are done with success, it shouldnt be a big problem for the company to succeed by getting the tartgetde ausdeince to its event nadn thefeor achieves their aims and objectives of the marketing process.

Sunday, October 13, 2019

Role of Management in Improving Workplace Safety and Health :: Workplace Health and Safety

The article â€Å"Role of Management in Improving Workplace Safety and Health† (Admin, 2011) points out the importance of keeping the workplace safety and explains the role of Human Resources managers in workplace safety and health maintenance. The Human Resources managers should be more proactive regarding workplace health and safety (Admin, 2011). Although the employers' responsibilities regarding workplace safety and health are both ethically and legally undeniable, â€Å"Role of Management in Improving Workplace Safety and Health† makes a critical error by placing those responsibilities entirely on the HR Department. Furthermore, it is not possible to be more proactive because the HR department is not specialized in workplace safety and needs to fulfill other functions within the company. The Occupational Safety and Health Administration (OSHA) is a government agency that defines and regulates employer responsibility in creating and maintaining a safe and healthy en vironment for employees. Instead of inspecting, evaluating, and developing solutions by themselves, HR managers are responsible only for following OSHA rules and regulations and keep up with current trends proposed by OSHA. Training Program Development The article â€Å"Role of Management in Improving Workplace Safety and Health† claims HR managers should develop proper training programs to prevent injuries at work and defines the purpose of safety training programs as methods of improving the employees' performance abilities when it comes to preserving themselves from work-related risks (Admin, 2011). The systematical method of developing training programs is through identifying needs after inspections, accident reports, and discussions with the safety committee, followed by planning, implementation, and improvement evaluation (Admin, 2011). Although these are standard protocols in developing training programs, the article does not mention the people or institutions responsible for actual program development. The initial blame for low proactivity on the HR department and its impact on worker safety and health remains unmentioned from the introduction of the article, so it is only natural to assume that the HR department is responsible for carrying out training program development after reading that section. The HR department cannot develop training programs because OSHA and similar agencies specializing in workplace safety are responsible for developing trainings. Furthermore, the HR department cannot even perform the actual trainings because their employees are not authorized to train employees in workplace safety. The HR department is responsible only for providing training for the company's employees, so they can perform work in a safe manner in compliance with OSHA requirements (Michaels, 2010), and they cannot possibly be involved in safety training or safety training program development.

Friday, October 11, 2019

Sphere :: essays research papers

Sphere   Ã‚  Ã‚  Ã‚  Ã‚  Sphere, by Michael Crichton (Ballantine Books, New York, 1987) is an exciting and unpredictable novel. The transformations between the introduction, rising action, climax and ending are almost perfect.   Ã‚  Ã‚  Ã‚  Ã‚  As the wire snagged something, the crew laying the wire on the bottom of the Pacific realized there was a problem; there were no shipwrecks on the chart. The military got a hold of this information and were sent to investigate. They put together a group of people ranging from a mathematician to a psychologist. They called in Norman Johnson to lead the team; he was a psychologist who had dealt with many disasters in his years. He comes in to comfort eyewitnesses who can’t deal with the sight and helps victims and family members deal with the loss of friends and family.   Ã‚  Ã‚  Ã‚  Ã‚  Norman was called one day and told there was an emergency and that they wanted him to come in and work. He suspected that it was another plane crash; he knew he was wrong when he was loaded onto a military helicopter. He flew over the Pacific Ocean for what seemed like days. Hours and hours of blue water was ended with a speck of a ship that turned into a whole fleet of military vessels. He knew that this was no ordinary plane crash. The introduction of the book is very grabbing, it makes you want to keep reading on until you finish. As the rising action starts to take off you feel as if you were in the same world as Norman, Beth, and Harry, the three main characters. You start to feel claustrophobic as you read about how confining the underwater habitat is. They battle with giant squid, thousands of jellyfish and squid eggs, and so on. The eeriest part is when they go to board the giant spacecraft. They arrived at what they thought was an entrance point and located some type of control panel.   Ã‚  Ã‚  Ã‚  Ã‚  By now they had determined by the size, shape, hull strength, and how think the coral was covering I, that it was that we didn’t have the technology at this time to build a vessel like this, and that it has been there for a very long time. Therefore they determined that it was some sort of alien spacecraft. They open what they thought was the control panel and it was all in English! Barnes, the captain, pushed the â€Å"Open† button and a door opened, they walked in and the door closed.

Tolorating Teen Pregnancy

Priscilla Dunlap Mrs. Rodriguez Writing 122 / Per. 4 10 May 2010 To Tolerate or Not To Tolerate Teen pregnancy costs the United States over $7 billion annually according to the National Campaign of Prevention. Although this number is astronomically high, the money donated is in fact put to good use. Students (7-12 grades) cannot comprehend the amount of responsibility, anxiety, and stress a teenage parent undergoes. As high school students do not have to face these factors they are inconsiderate to the amount of work a teen parent actually takes on. Nearly half (46%) of all 15–19-year-olds in the United States have had sex at least once according to MSNBC News. Every one of these teens partaking in sexual activity has the possibility of impregnating or becoming impregnated. Although, this same 46% of sexually active teens are probably against teen parents having financial aid from our government. Why? If they were in the same position their view may change. We as young adults should be more tolerant of teen parent’s financial needs and be more considerate to the struggles they are undergoing. One in three teen girls in the United States is estimated to get pregnant at least once before age 20, according to About. com. While this is better than a decade ago, when the number was four in ten girls, it is still too high. Pregnancy has very important consequences for teen girls and teen boys, and their children. Having a baby as a teen makes it much harder for a boy or girl to reach their goals, such as finishing high school, going on to college, getting a good job, or getting married when they grow up, and poses additional challenges to the child as well. In a baby's first year alone, a parent can easily spend an average of $9,000-$11,000 annually according to surebaby. com. This money is for necessities, it is not optional. A teen parent has no realistic way of obtaining this money without support of some kind. What if the family of the teen decides to not or cannot help? The teen is left with no choice but to seek help from our government. It would be un-American to turn them away and make them live on the streets. So in what ways does our government help? Our government and local community have developed numerous support programs such as; Women, Infant, and Child (WIC); offered at most local health departments. They offer a monthly supply of peanut butter, bread, milk, cereal, cheese, and formula just to name a few. Medicaid: which provides socialized medicine care, and it is to help those who cannot afford insurance on their own. Depending on income and whether it increases or decreases, a child is qualified until he/she is eighteen years old. Pediatrician: Every baby needs a doctor. Another form of assistance that is provided to teen parents that is the most beneficial and is absolutely necessary is housing. Maternity group homes house unfortunate teen parents that have no were else to go. We as a nation cannot, and will not have a pregnant girl be living on the streets. Maternity Group homes provide housing and other support services for pregnant or parenting teenagers. They include house rules, supervision, limit of stay, and other standards witch help them stay structured. They are funded by local, state, and national networks. Almost all maternity group homes are operated and managed by community-based organizations. Some may have religious affiliations, while others are secular. The cost of operating maternity group homes varies depending on location, staffing, services provided, number of families served, and other factors. Among homes surveyed by SPAN in 2001, the annual cost per family ranged from $5,000 to $85,000, with a mean of about $36,000. Yet, when it comes to providing a home to a homeless teen and their child, the cost is priceless. The next controversial issue that arises is educational aid from the government for teen moms. We will provide education to convicts in hopes that they become a positive influence on society but we discourage education being provided to teen parents? Some students see it as unfair that teen parents do get benefits such as President Obama’s new grant that pays for a teen parent’s education. But those individuals are simply selfish. Why wouldn’t we want to make education available to struggling teen parents? It costs a teen parent the same amount of money as college tuition to simply raise a child. Thus being they are obviously paying the same amount as the average student, just in a different way. If we educate those young individuals we are providing them with the opportunity to provide their child with a better life and a lesser chance of their child following the same paths their parent did. This in turn will benefit our society as a whole. It simply does not make since to rob an individual who is willing to work hard the chance of a better life, especially when they are raising the upcoming generation of America. Each year in the U. S. almost one million teenagers become pregnant at huge costs to themselves, their children, and society. While the facts are clear, the issues of teenage pregnancy are complicated by our conflicting attitudes and behaviors. We as young Americans must put ourselves in someone else’s shoes for a day and consider their struggles. Teen pregnancy should never be promoted, yet the way to fix is not to shun. We should simply be more opened minded. Work Cited 1. â€Å"Baby Care†. Sure Baby. 16 April, 2010 . 2. Couric, Katie. â€Å"The 411: Teens and Sex†. MSNBC News. 15 April, 2010 . 3. Hoffman, Saul. â€Å"Cost of Teen Childbearing â€Å". The National Campaign against teen pregnancy. 16 April, 2010 . 4. Hulsey, Lara. â€Å"What Are Maternity Group Homes? â€Å". MatheMatica Policy Research. 16 april, 2010 . 5. Lowen, Linda. â€Å"Teen Pregnancy Statistics in the US†. About: Women’s Issues. 16 April, 2010 .

Thursday, October 10, 2019

History of Culinary Arts Essay

The history of culinary arts started in the early 1800 when the first cooking school in Boston was established to teach the art of American cooking and prepare the students to deliver and forward their knowledge to others. It was in 1896 Fannie Merritt Farmer published the first cook book; the book was written referring the Boston cooking school. In the year 1946 the first cooking show was telecasted on the televised. After thatJames Beard the father of American cuisine conducted regular cooking classes concentrating on the art of American cooking. In 1960s the French cuisine has been entered the American society by Julia Child. Later in the year the Culinary Institute of America (CIA) was founded and established this was the first culinary school that offers career-based courses of course in the art of cooking. The first campus of the CIA was inNew York and was started in 1972 and now there are Different types of cooking schools that offer different kinds of training programs to its candidates and the selection of the appropriate culinary arts and it can be determined by considering the goals and interests and aid to choose the education programaccordingly. The school was begun with the intention of offering education courses in culinary arts. The school offers both long term and short term courses. There are a number of students who enrol in the CIA and each year and the number of applicants increase. Prior to the establishing of the CIA, those who wanted to have a career in culinary arts typically had to go through many tests and challenges like until they become seasoned chefs by gaining on-the-job trainings. Looking at this today internships and recruitments are among the main essentials. â€Å".

Wednesday, October 9, 2019

What is the threshold for manufacturing industries that manufacture or Essay - 1

What is the threshold for manufacturing industries that manufacture or process EPA listed extremely hazardous materials (Explain what it is and specify the threshold level in pounds.) - Essay Example Several reports are required for manufacturing organizations directly handling hazardous materials. These reports include chemical inventories, releases of these chemicals in the environment, and emergency notification and response plans, among others. The EPA identified 360 extremely hazardous substances and more than 700 hazardous substances (Alaska State Emergency Response Commission 2009, par. 14). The threshold is a value or the point at which the maximum concentration of hazardous materials begins to affect an exposed person. (International Association of Fire Chiefs 2004, 844) According the EPA, â€Å"the current thresholds for Sections 311 and 312 are stipulated: for extremely hazardous substances: 500 pounds or the threshold planning quantity, whichever is lower; and for all other hazardous chemicals: 10,000 pounds.† This means that a person would be affected when exposed to 500 pounds of extremely hazardous materials and the manufacturing organization has the responsibility to notify both the Local Emergency Planning Committees (LEPC) and the State Emergency Response Commission (SERC). Below the threshold, the manufacturing facility has no obligation to

Tuesday, October 8, 2019

Why did the industrial structure that emerged in mid Essay

Why did the industrial structure that emerged in mid nineteenth-century Scotland endure for as long as it did - Essay Example The present status is that it has established its own parliament in Edinburgh to vote on wide-ranging political issues while remaining part of the United Kingdom. Most Scottish industry and commerce is concentrated in a few large cities on the waterways of the central lowlands. Edinburgh, on the Firth of Forth, is a cultural center, the administrative capital of Scotland, and a center of paper production and publishing. Glasgow, one of the largest cities in Great Britain, lies on the Clyde. It is Scotlands leading seaport and a center of shipbuilding and it supports numerous light industries. Although heavy industry has declined, the high-technology â€Å"Silicon Glen† corridor has developed between Glasgow and Edinburgh. Several changes occurred in structure of industries with the passage of time (Campbell, 1985). The significance of coal, once Scotlands most important mineral resource, has declined. Oil, however, gained prominence in Scotlands economy during the 1970s, with the growth of North Sea oil extraction companies. Natural gas is also abundant in the North Sea fields. Other important industries are textile production (woolens, silks, and linens), distilling, and fishing. Textiles, beer, and whisky, which are among Scotlands chief exports, are produced in many towns. However one should remember that the industrial revolution that occurred in Scotland in 18th century laid foundation for the present prospect of industries (Lee, 1995). Moreover the industrial structure followed by Scotland in mid nineteenth century had several strong advantages which helped Scotland to achieve its present growth. Keeping these points in view, the present study has been conducted with the following objectives. Literature relating to the industrial structure in Scotland in mid nineteenth century was reviewed systematically. Information regarding the problems that existed, inherent strengths and dominant industries present in Scottish society in mid nineteenth

Monday, October 7, 2019

What is Communism Research Paper Example | Topics and Well Written Essays - 750 words

What is Communism - Research Paper Example Is Communism truly a political monster to fear? This paper will serve to help define what Communism stands for in our modern world and why certain traits of Communism seem to help nations such as China achieve a prosperous status that the other economically emerging non-communist countries find hard to achieve. First of all, it is of the utmost importance that one understands the definition of Communism as a philosophy rather than an ideology. It is a method by which society leaders hope to gain economic equality for all the members of the community by imposing certain restrictions upon the wealthy and the poor. According to Hoyt (â€Å"How Communism Works†): Simply put, communism is the idea that everyone in a given society receives equal shares of the benefits derived from labor. Communism is designed to allow the poor to rise up and attain financial and social status equal to that of the middle-class landowners. This equality is achieved once the redistribution of wealth is imposed between the upper and lower strata of society that allows the two distinct social economies to meet simply as the Middle Class. In other words, there are no poor people or rich people under a Communist regime, only people of equal economic standing. There is however, one very distinct reason or trait that allows this kind of philosophy to work in a society. There is no room for Capitalist ventures in a Communist state. Only the State is allowed to own property and thus, control the wealth from the income of the government property holdings. On other words, the State controls the wealth of the country and only the state is allowed to own and distribute the wealth amongst the citizens. This method insures that everyone who worked for that particular labor sector gets his fair share for the hard work he provided. Such a method seems to be working very well for the Chinese whose factory sector is currently booming. Under their work code, the laborers live on site and work as long as 14 hours a day. They are housed by the state and provided with food and lodging equivalent to their necessary work hours. It is a method that has proven to be quite effective in improving not only the international economic standing of their country, but the social-economic standing of their people as well. Another trait that helps Communism flourish is the fact that their social-economic structure is mainly concerned with equality and fairness. In fact, Communism is sometimes defined as a â€Å"... socio economic structure that stands for the establishment of a classless, egalitarian and stateless society. â€Å" (Prabhat â€Å"Difference Between Communism and Democracy†). This is a trait that was strongly advocated and promoted within the former Soviet Union as its classless society defined its social standing on the international world stage. Their citizens not only adhered to their Marxists principles in an almost fanatical way, but they also dressed the same both in private and in public. However, it is also important to note that the third trait of Communism is also the one trait that makes it highly feared by the Democracy ruled countries. This is the trait that vests the power over the country and its people among only a small group of people who decide the course of action for the nation and its citizens. The people's voice is not heard by the government as it is not considered central nor important in the everyday dealings of the politicians. Therefore, people are not allowed to have any elected representatives in their executive, legislative, or judicial branches of government. This is clearly seen in the method

Sunday, October 6, 2019

Consider culture as an expression of identity and explore the ways in Essay

Consider culture as an expression of identity and explore the ways in which literature and art are used to shape that identity f - Essay Example This paper offers a discussion of the ways in which literature and art can be used to shape an identity for political purposes. It will argue on the purpose that is played by literature and art on one hand and politician on the other as well as how both relate in the support for political viewpoints, assumptions, policy and agendas. As Fearon (1999) points out, identity is a way in which a certain group in the society sees and defines itself and the way the other groups and individuals in the society see and define them. The group forms its identity through a socialization process which eventually influences the prevailing social institutions like the mass media, education system and the family. Identity is very important since it marks the similarities and differences that exist in the society. Identity is used to bring about a factor like social class with its own lifestyle, clothes, income level, shopping places, TV programmes and movies, leisure, sport, music, food, accent and ma ny other activities that emphasizes a certain class. Eventually, when individuals and groups identify themselves through such kind of life, it becomes a way of life or a culture of its own. The alleged characteristics and behaviors are hence used to place individuals in a certain social category. Social identity in the first instance is a label that groups a number of people by their shared features. However, beyond labeling, it has a number of implications that reflect in cognitive beliefs, emotional association or behavioral consequences Castells (2011). The feeling of inclusion to a cultural group is important to individuals’ sense of self and their relationship with others. Cultural identity is expressed through certain ways of dressing, earning, participation in rituals and sharing certain types of information. Pieces of literature and art work are progressively produced and consumed by the society. Both artists and political groups represent a future reality that must b e communicated to the society. On one hand, a dominant class that has assumed or wishes to assume power educate themselves with books, photographs, making trips to cultural homeland, videos and those knowledge materials passed down from elders. By arming themselves with accurate information about a culture, they are able to express it fully. As Castells (2011) observed, in most society today, a high culture that is seen as superior to other culture can be identified. There are aspects that high culture uses as a way to be set apart from day-to-day life. The culture is presented as something special and one to be treated with reverence and respect. To sustain that supremacy, there are things that are part of the heritage and with lasting value that are taken as worth preserving. Literature and art consist of major products and are often found in special places including museums, concert hall, galleries and theatres. High culture uses products like serious news, documentaries, program mes and classical music to hold privilege and great power in society. These products are used to assert or make the other forms of cultures to see, accept and recognize that identity. These products are used as socially distinguished features that allow a person to have special pride in, honor,

Saturday, October 5, 2019

Comparison on Pietro Germi's film Divorce, Italian Style and Martin Essay

Comparison on Pietro Germi's film Divorce, Italian Style and Martin Scorsese's film Goodfellas - Essay Example Clearly, their future, their past was something that was hidden in the dark corners of their minds (Liehm 56). Germi’s film Divorce; Italian style examines ideas like social customs through a shadowy comedy about a gentleman, Ferdinando. He attempts at thinking of reasonable and legal way in which he can get divorced from his wife. This reason behind all this thinking is because Ferdinando wants the freedom to marry his true purpose of craving, his 16 year-old cousin. In this mirror, we can clearly see that the Italian social life is extremely at odds with each other. The illegal divorce and the stigmatization of women in society clearly show that something is extremely at stake. In a lot of many ways, Ferdinando’s actions show the extreme levels of peculiarity the society can get to. Additionally, the manner in which Fernando gets annoyed his wife, just serve at great to show us the banalities of the two characters. What is quite unbelievable is that the society well accepts Fernando’s decision to murder his wife. This is like adding salt to injury. In any case, it high lights how callous the society can get (Liehm 96). Martin Scorsese’s film Goodfellas is wrought in sinister gangster activities. In terms of courses of texture, no film comes near it. In short, this means that it ahs shares a large monogyny in the sphere of rivalry, detail, and expansiveness. It covers widely the gangster life-style. In this film, the gangsters are mostly men, and such they have the slightest tinge of idea about of appropriate attitudes, the notion of masculinity, and certain inclinations. Some of the crucial aspects in this film and the predominately male gangster society include reputation, trustworthiness, and brazenness. Ideally, the idea of male masculinity is expressed in the manner in which the characters are concerned with the welfare of each other by

Friday, October 4, 2019

Modernization of NTUC income Essay Example for Free

Modernization of NTUC income Essay The problems that NTUC Income faced were that insurance processes were very tedious and paper-based. In Year 2002, their HP 3000 mainframe that hosted the core insurance applications as well as the accounting and management information systems still frequently broke down. Not only that, the HP 3000 backup system allowed restoration to only up to the previous day’s backup data. With experiencing a total of three major hardware failures, it resulted in a total of six days of complete downtime. The COBOL programs developed in the early 1980s also broke down multiple times, halted the systems and caused temporary interruptions. The IT team found that developing new products in COBOL to be quite cumbersome and time taken to launch new products ranged from a few weeks to months. Transaction processing for policy underwriting was still a batch process and information was not available to agents and advisors in real time. The problems that NTUC Income was resolved by the new digital system was that all applications resided on two or more servers, each connected by two or more communication lines, all of which were â€Å"load balanced.† A real time hot backup disaster recovery centre was also implemented where the machines were always running and fully operational. Under the new system, all documents were scanned and stored on â€Å"trusted† storage devices, secured, reliable digital vaults that enabled strict compliance with stringent statutory requirements. Q2:What types of information systems and business processes were used by NTUC Income before migrating to the fully digital system? Before migrating to the new digital system, the entire insurance process was operating manually. All filled up forms by the customers will be submitted by the agent through courier services to the Office Services Department and the collection schedule could delay up to two to three days. Office Services would then log documents, sort, and send to departments for underwriting while proposals were allocated to underwriting staff randomly. For storage, all original documents were packed and sent to warehouses where over two to three days, seven staff would log and store the documents. Whenever a document needed to be retrieved, it would take about two days to locate and ship it by courier and refilling would take another two days. The use of the HP 3000 mainframe was not reliable due to the frequent breakdown, decreasing productivity of the staff and wasted a lot of manpower hours. The COBOL program also encountered technical failures like not having up-to-date information which led to a loss of opportunities of cross product sales. Q3:Describe the information systems and IT infrastructure at NTUC Income after migrating to the fully digital system? After migrating to the fully digital system in June 2003 when Income switch to the Java based eBao LifeSystem from eBao Technology, The software comprised three subsystems which is Policy Administration, sales Management and Supplementary Resources. It has everything they are looking for, a customer-cendric design, seamless integration imaging and barcode technology, a product definition module that supports new products, new channels and changes in business processes. By May 2003, all customization, data migration of Income’s individual and group life insurance businesses and training were implemented and completed. New system was immediately operational on high-availability platform with multiple servers and communication lines. Further to it, its business continuity and disaster-recovery plans were revamped with a real-time hot backup disaster-recovery centre implemented as well. Data was transmitted immediately on the fly from the primary datacentre to the backup machines’ data storage so in the event of the datacentre site becoming unavailable, the operations could be switched quickly to the disaster-recovery site without the need to rely on restoration of previous day data. Lastly, they moved from a manual paper recording system to a totally paperless environment for easy access. Q4:What benefits did NTUC Income reap from the new system? NTUC Income reaped from the new system that the robust architecture had minimized downtime occurrence with all application resided on two or more servers and communication lines. With paperless environment, all documents were scanned and stored in digital vaults and as a result, about 500 office staff and 3,400 insurance advisors could access the system anytime, anywhere and staff members who would telecommute enjoy faster access to information. Because of the straight through processing workflow capabilities and flexibility, there is a 50 percent savings on both the time and cost needed to process policies. Time needed to design and launch new products was cut and reduced from weeks to just days using the table-driven rule based product-definition module. It has also allows Income’s to support agents, brokers and customers to do online services easily. Q5:Moving forward, how could NTUC Income leverage on social networks to acquire service and retain their customers?

Thursday, October 3, 2019

Advantages and Disadvantages of Franchising

Advantages and Disadvantages of Franchising Franchising Franchising is arrangement where one party (the franchiser) grants another party (the franchisee) the right to use trade-name as well as certain business systems and processes, to produce and market good or service according to certain specification. The franchisee usually pays a one-time franchise-fee plus a percentage of sales revenueas royalty, and gains immediate name cognition, tried and tested products, standard building and decor,detailed technique in running and promoting the business, training of employees, and ongoing help in promoting and upgrading of the products. The franchiser gains rapid expansion of business and earningsat minimum capital-outlay. Feature of the franchise is that each buyer undertakes to fulfill the various conditions and requirements of the seller (franchiser), related to the production and sale of goods and the provision of related services to consumers. Thus, in the world market there are groups of companies united in a single system under the auspices of a major international corporation. Its partners in the contract the franchisor provides advice on corporate location, selects equipment, helps in training, advice on management, and may also provide financial assistance. All this facilitates the standardization and unification of products and services of the companies included in the system of franchising provides unity on market events, style and design, the quality of goods and services sold the centralization of procurement related savings (and the additional benefit to the franchisor). Advantages of franchising mode are following (Kotler, 2002, p. 377): Rapid expansion of sales markets, the increase in sales volume and the territorial expansion of the business Absence of the cost of the vertically-integrated network management (reduction of personnel costs) A lower level of own capital investment Lift the prestige of the company and its trademark, recognition from the customers, increased confidence in the quality and range of products a single company Income from the sale of the license and renting real estate franchise and equipment Profit from lending opportunities franchisees and reducing the time of turnover. Disadvantages of franchising mode are following (Kotler, 2002, p. 377): The likelihood of a smaller part of the profits from the franchise business than on their own Low reputation of one of the franchises in the absence of proper quality control can affect the reputation of the firm; Difficulty in controlling the reliability of financial reporting franchisee The franchisor is preparing a possible competitor in the face of franchisee company Joint ventures Joint ventures are often created for access to foreign markets, company’s decision to team up with their foreign partner, sharing ownership and control over the activities of the company. In world practice, there are many examples of well-known association of firms and corporations to tap new markets and gain competitive advantage. Creation of a joint venture may be the preferred method of access to foreign markets for the following reasons: 1. If the company lacks the financial, technological, managerial and other resources for self-development in foreign markets 2. If the government does not admit to its market foreign companies or subsidiaries without the participation of local capital for some political or economic reasons; 3. When the company, for economic reasons, team up with a foreign company for the joint production, the sale of which will provide the company higher profits due to the low cost of use of local resources (labor, raw materials, etc.) However, with all advantages of the using joint venture as entry mode for entering and presenting on the international market there are a few problems, the main ones are (Kotler, 2002, p. 377): 1. Contradictions between the partners in the joint venture what may be related to different points of view on the use of the profits of the enterprise, management and implementation of marketing activities, areas of investment, and etc.; 2. The need for a strong partnership in the creation and funding of the joint venture may hamper the implementation of the transnational corporation its own, universal for all countries production and marketing policy. Foreign direct investment The most complete form of the involvement of a foreign market is the investment of capital in the creation own overseas assembly and production plants. The meaning of direct foreign investment is defined by the so-called concept of control. The main idea of this mode of entry is that a foreign investor investing in the purchase or construction companies abroad controls further management decisions in this venture. And he does not have to have a 100% ownership interest in it; even a small percentage of shares may be sufficient to establish control over decision-making (Kotler, 2002, p. 378): On the other side, even all shares do not provide absolute control: if the government dictates whom the company should hire, distribution of revenue, what should company sell and at what price. However, usage of this foreign market entry mode includes several advantages (Kotler, 2002, p. 378): 1. All the profit from investments belongs to the company and it can use it at its own discretion, carrying out their own long-term production and marketing strategies; 2. The firm can increase its profits thought gaining working experience in a large international market with the help of usages local cheap raw materials, labor, saving on transportation costs, etc., as well as expanding sales and conducting effective marketing activities; 3. Paying taxes to the budget of the foreign state and creating jobs, the company can secure a favorable image in government and among the population; 4. Due to establishing close favorable relations with suppliers, distributors, agents and customers the company can better adapt its products, services and marketing programs to the characteristics of the foreign market, thus constantly improving its competitiveness. Direct investment capital to the foreign market is carried out in two forms: the export of venture capital and loan capital. Venture capital imported into the international market in the form of direct and portfolio investment. Direct investment involves the purchase or acquisition of the total local company’s controlling stake. Portfolio investment means buying shares of local companies that are insufficient to establish control over them. Loan capital is loans provided by states, companies, banks, administrative regions, municipalities, etc. Loans divided on two groups: short-term (up to two years) and long term (over two years) (Kotler, 2002, p. 378).